Assumptions
Everything recalculates the moment you change a box. The panel on the right is the live answer.
The seller's accounts
Monthly profit and loss, side by side
Month one, at the assumptions above. Profit is after paying yourselves.
| Line | A · Buy outright | B · Buy share | C · Rent to own |
|---|
Cumulative cash position
Every pound in and out from day one, including the purchase price. Where a line crosses zero is when the deal has paid for itself.
| End of | A | B | C |
|---|
How sensitive is this to the man-day rate?
Monthly profit under the rent-to-own, after rent and after paying yourselves.
| Revenue per man-day | Monthly turnover | Rent-to-own profit | Annual |
|---|
Man-days per week
At the man-day rate above, everything follows from how many days the round takes across a full year — summer and winter averaged.
| Annual-avg man-days/week | Turnover /mo | Turnover /yr | Profit — you work it | Profit — contractor | Profit — commission |
|---|
What rent would actually work
The round can only bear a rent smaller than the profit it makes after labour.
Deal notes
Save & share
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How to keep a new deal. Click + New deal, give it a name, set the figures, then Download calculator with my deals — you get a fresh copy of this file with every deal encrypted inside it. Save it over the old one and the pill is there permanently, next time and every time.